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Just remember, kay doesn't accept credit cards for credit card payments (because irony, apparently). Vault rewards loyalty program apply for a kay jewelers credit card manage my kay jewelers credit card lease purchase program affirm compare payment options. If your mobile carrier is not listed, we are currently unable to text you a unique id code. What's the latest i can make an online payment and not be charged a late fee? Get the answers you need fast by choosing a topic from our list of most frequently asked questions.